December 23, 2013

NerdWallet: 401(k)

What happens to your 401k if you quit your job/move to another company?

NerdWallet: Traditional IRA

If I'm around the limit for a Roth IRA (110k single I believe), should I open a traditional IRA as well? I'm starting to max my 401k and want to open an IRA as well and start maxing it.

December 21, 2013

NerdWallet: Credit Report Delinquency

What can I do if I have an erroneous delinquency on my Credit Report?

I am using Credit Karma to monitor my credit. Today I received an update that a new account (under a financial institution I've never heard of; AMCA) has been placed in collections. The amount is nominal at $50. I don't know who to call to investigate, or where to call just to pay it off so I don't have this further impact my credit. Thanks in advance.

December 12, 2013

Single Point of View | Social Security Planning

From a planning perspective, we have found that one of the areas that tends to cause the most amount of confusion, and misinformation, is Social Security claiming strategies.  Unfortunately, many of the resources available to those approaching social security age seem to only compound the problem.  Employees at your local Social Security Office can be a good resource, however, it is important to keep in mind that their job is to provide you with information:  They are not advisors and will not tell you what to do. 

November 29, 2013

NerdWallet: Mortgage Options

What mortgage options are available for people with underwater mortgages purchased after December 26, 2009?

May 9, 2013

Single Point of View | Charitable Planning

When it comes to charitable planning and philanthropy, the three pillars of giving are time, talent, and treasure. For the treasure part of the equation, there are many ways in which one can give to a cause or organization. 

Below is an overview of various charitable planning techniques many families use.  Each of these strategies has pros and cons and it is up to each family to define their philanthropic goals and then to determine which solution(s) are optimal for them.